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Posts by Marcus F. Johnson, CFPⓇ

Navigating the Fed’s Path

Understanding Interest Rates, Inflation, and What Comes Next As we move through another pivotal year for our economy, the Federal Reserve’s decisions are under intense scrutiny. With inflation pressures easing and interest rates at their highest in two decades, many are wondering: What comes next, and how will it impact my savings and investments? Let’s take…

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Navigating Market Weather

Strategies for Long-Term Success While the current market environment is thrilling as we set historic highs, seasoned investors know financial markets can be unpredictable, and quickly turn with significant volatility. While these market fluctuations can create a sense of uncertainty, it’s important to remember that volatility is a natural component of the investment landscape. Our…

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Make Your Tax Refund Work for You

If you’re one of the millions of Americans receiving a tax refund this year, why not use that money to reap long-term benefits? The following seven options could make a lasting impact on your financial well-being: Boost or replenish your emergency fund. Having an emergency fund to cover basic living expenses is an important step…

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Notes from the Fed’s most recent meeting

News from the recent Federal Reserve meeting on January 31st, 2024 and what it means for us. The Federal Reserve decided not to change interest rates this time, keeping them at a certain level. They’re also continuing with their current financial policies. This wasn’t a surprise, as it’s what we’ve been expecting based on their…

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Retiring Earlier Than Expected? What To Know

Many Americans, through circumstances beyond their control, find themselves needing to retire earlier than anticipated. Whatever the circumstances, it’s difficult not to feel wrongfooted and hurried by the situation. However, it’s important to get yourself back on track as soon as possible. Here are some things to consider as you make the transition: Don’t Make…

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Exploring the Best Business Structure for Your Venture

The journey of starting a new business is both thrilling and challenging. With over five million new business applications submitted in 2022 alone, it’s evident that many aspiring entrepreneurs are embarking on this exciting path. One crucial question that every entrepreneur must address is, “Which business structure should I adopt?” The answer to this question…

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