General Insights

In these unprecedented times, many companies are coming up with new ways to help those who have experienced economic challenges and to better serve customers whose lifestyles have been altered because of health concerns. Credit card companies are no exception. Many major credit card companies have added to their existing hardship programs to help customers…

As the struggle to control COVID-19 drags on, many of us experience periodic fatigue from distancing, negative headlines and future uncertainties. Staying disciplined when weary is difficult but crucial to short-term financial wellness and long-term financial success. So, follow these guidelines to maintain your focus: Don’t fixate on market swings. If you have a solid…

Thanks to better nutrition, smarter health choices and medical advances, people now live longer. The average life expectancy for a newborn in 1950 was 68. Today, it is just short of 79.1 And according to the Social Security Administration, one in four 65-year-olds will live past 90 and one in ten will live past 95.2…

While both 401(k)s and IRAs share some similarities as tax-deferred retirement savings vehicles, IRA accounts allow you to do some things you can’t with a 401(k), such as: Combine your RMDs. Required minimum distributions (RMDs) are waived in 2020 because of COVID-19. But normally, if you have multiple 401(k) accounts when you are 72 or…

Seeking for perfection is embedded in the human psyche.  We’ve been taught that “good enough” isn’t good enough.  But striving for perfection in ourselves and others can be crippling, stressful, and often results in unhappiness.  Brain studies back this up.  Trying to be perfect overwhelms your brain with emotions and makes you feel out of…

While it’s difficult to imagine, even the most devoted couple will eventually be separated by a death. That’s why it’s important to take steps to reduce your spouse’s burdens in case you die first.

Consolidating can reduce paperwork and make it easier to balance investments, monitor their progress, plan a withdrawal strategy and update beneficiary changes.

A crisis can leave us better or worse. We’ll do our best to prepare you for potential challenges and opportunities.

Rapidly rising college costs over the last decade have made college planning difficult. This year, COVID-19 has brought new challenges and considerations to college students and their families. Funding challenges. According to the College Savings Foundation, 39 percent of the class of 2020 said economic uncertainty surrounding the pandemic will affect their decisions regarding higher…

From young adults beginning a career to current retirees, most Americans share a common concern. Will they be able to maintain their desired lifestyle throughout retirement? They are aware of common obstacles: longevity, health care costs, inflation and potential long-term care. Recent market volatility is drawing attention to a less understood challenge – sequence of…