General Insights

Most people think that preparing for a natural disaster means buying some canned goods and a few cases of bottled water.  Preparation, however, should be a continuous state-of-mind, not a one-time fear motivated shopping trip.

Those who have accumulated stuff are discovering that the very children and friends they were planning on giving it to – don’t event want it.

Financial planning is a collaborative relationship where both the client and the advisor work together. As financial planners, Phil and Marcus help individuals and families identify their objectives, define their dreams, develop a plan to help them get there, and then track their progress along the way. Not only are they a “financial coaches,” but…

More and more seniors are opting to work past 65. Recent data from the US Bureau of Labor Statistics show that nearly one-fifth of people over 65 have a job—the largest number of older workers in U.S. history! Prior to Medicare being enacted in the 1960s, less than half of retirees had any kind of…

Their overall consensus was that both academia and students alike seem to be drifting with no sense of purpose.

Many of my ancestors have lived long, active lives. My paternal grandmother lived into her nineties in a small town in southern Arizona. Even during the later years of her life, she would stubbornly climb a ladder with a big stick to knock down the nuts from her pecan tree. Her husband, my grandfather, died…

Although most of my clients are at or near retirement, one of their greatest challenges is helping friends and family who are working to get back on their feet after this recession—a recession that really slammed the middle-class. How do you define middle-class? For some, it is an income level. For others, it means having…

Connection to family is an essential part of our biological and emotional identy, and it must be nurtured if it is to remain strong.