Some people decide to do their own financial planning, but you may want to seek help from a Certified Financial Planner™ professional if you:

• Want to better manage your finances, but aren't sure where to start
• DoCreating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. When you have a financial plan, it's easier to make financial decisions and stay on track to meet your goals.n't have time to do your own financial planning
• Want a professional opinion about the plan you've developed
• Don't have sufficient expertise in certain areas such as investments, insurance, taxes or retirement planning
• Have an immediate need or unexpected life event

Investments - We are a fee-based practice. The fee is taken directly from the account and is based on a percentage of the account.   Fees and charges are agreed upon in advance.

Financial Planning - This is a retainer fee for all planning/advice services rendered-usually for a year. Fees are based on the assets and complexity involved.  This includes all meetings, phone-calls, and access to Phil and Marcus and staff as often as needed.

We seek clients that want to build a long-term relationship and are committed to a team approach in working toward your financial goals.

We work with individuals and families who have:

• Accumulated assets
• Significant savers
• Appreciate professional advice
• Would like us to coordinate with other professionals, such as their tax preparer, accountant or estate planning attorney.  We can also provide referrals for those services.

Johnson Financial has been operating since 1981. It is a multi-generation business with plans to perpetuate for generations to come. When working with JFA, you can expect expertise, professionalism, and personalized service.

Financial planning is a collaborative relationship where both the client and the advisor work together. As financial planners, Phil and Marcus help individuals and families identify their objectives, define their dreams, develop a plan to help them get there, and then track their progress along the way. Not only are they a "financial coaches," but they work with other specialists as needed to make sure that all financial areas are coordinated and monitored.

Working with an advisor may help you:

• Avoid costly mistakes when selecting investments, considering loans, or making any significant financial decisions.
• Help you work towards goals such as college educations for children and grandchildren, support for charitable organizations, etc.
• Create a specific plan of action to fund your retirement and ensure you don't outlive your money.
• Assess your needs such as insurance, reducing your taxes, and making sure you have the proper estate planning tools in place.